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Merchant Account Comparison

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See how some popular merchant account providers rank against each other.  Below is our merchant account comparison chart of big name merchant account providers who provide Real-Time Internet credit card processing:

Company Real-Time Solution Price Gateway Fee/Virtual Terminal Statement Fee Monthly Minimum Internet Discount Rate Internet Transaction Fee Tech. Support Fee
NexCommerce $0 FREE $9.99 FREE 1.40%-1.69% for swiped or 2.19% for internet, mail, or phone order. $0.25 FREE
ECHO $99 FREE FREE $0 1.79% to 2.69% $0.30 $19.95 per month.
Total Merchant Services $299 $10/month $10/month $25/month 2.40% $0.35 $0/month
Charge.com Merchant Services $195 $15/month $10/month $25/month 2.35% $0.30 $0/month
CardService International/
CardNetCo		 $499 $30/month $10/month $15/month 2.35% $0.25 $0/month
VeriSign Payflow Pro $249 (Limit 1000 transactions then 10 cents each) Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed $59.95/month
2CheckOut* $49 $0/month $0/month $0/month 5.5% $0.45 $0/month
CostCo Merchant Services $174.99 Reseller for Nova (Fee not disclosed) $5.95/month Reseller for Nova (Fee not disclosed) 2.01%
(Rates vary)		 $0.33 Reseller for Nova (Fee not disclosed)
Wells Fargo Merchant Services $99 Fee not disclosed Fee not disclosed Fee not disclosed 2.35% $0.30 $39/month
Nova Information Systems $394
(includes application fee)		 $0/month $6/month $30/month 2.17%
(Rates vary)		 $0.30 $10/month
Online Data Corp Fee not disclosed $19.95/month $10/month $25/month 2.29% $0.30 Fee not disclosed
Merchant Accounts  Express $179 $14.95/month $9.95/month $25/month 2.29% $0.30 Fee not disclosed
I-Bill* Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed 15% Fee not disclosed Fee not disclosed
1st American Card Service $359 Fee not disclosed $9/month $20/month 2.30% $0.30 $0/month
WorldPay $399 Fee not disclosed Fee not disclosed $50/month 3.25% (Rates vary) $0.40 $50/month
EZ Merchant Accounts $149 $15/month $5/month $25/month 2.25% (Rates vary) $0.30 Fee not disclosed
PayPal* None None ($20 for Virtual Terminal) None None 2.90% $0.30 None

* These companies are 3rd party processors and do not provide actual merchant accounts. 

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